Financing options for mobile and manufactured homes that don’t qualify for traditional mortgages, including homes located in parks or on leased land.
California's Dream For All Program for First-Time Homebuyers — designed for buyers who can afford the monthly payment but struggle to save a full down payment in California's high-cost market
Access the value you've built in your home. Get a fixed-rate lump sum (HELOAN) or a flexible line of credit (HELOC) for renovations, debt consolidation, or your next big goal.
Get Pre-Approved in 24 Hours — Jumbo loans up to $3 million with down payments as low as 5%. No PMI required. Close in as fast as 21 days.
Secure government-guaranteed SBA financing. Use it for working capital, refinancing high-cost debt, or acquiring a new business.
Finance your investment property using rental income and property performance, not personal income documents. DSCR loans are designed for real estate investors purchasing or refinancing income-producing properties
In Prescott, Arizona, Loan Factory offers competitive home purchase loans with real-time rates from 244+ lenders—including conventional, FHA, VA, and ONE+ (1% down)—for transparent, fee-free buying in the Prescott area.
Prescott investors get fast hard money fix and flip loans through Loan Factory’s network, funding quick property acquisition, renovations, and profitable sales with flexible terms and efficient closings.
